ToolkitDocument

Digital Payments Records for Ghanaian MSMEs

GCYE National Team July 31st, 2026 All Regions (National)

Digital payment records can help Ghanaian MSMEs improve financial management, increase transparency, and build a credible financial history for accessing loans and investment. This resource explains the importance of maintaining accurate digital payment records, highlights the benefits of using mobile money and other electronic payment systems, and provides practical guidance on record-keeping to support business growth, compliance, and access to finance. Digital transaction histories are increasingly recognized by financial institutions as valuable evidence of business performance and creditworthiness. Source: MSME Gateway – Digital Payments Records for Ghanaian MSMEs

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